ZAGG launches an insurance plan available alongside its cases
Over the years, there have been steady improvements in the display, performance, battery, and imaging departments of smartphones. The build quality and durability have also gone up with the use of strengthened glass, strong aluminum chassis, and the addition of IP certification. However, it might still be a good idea to get an insurance plan for your phone for that added peace of mind, especially if you have butterfingers. While there are plenty of options from both device manufacturers and carriers alike, there’s a new entrant in this field: ZAGG. The company, primarily known for its cases and screen protectors, has launched a phone insurance plan with a simple fee structure.
DubbedZAGG Protect, the insurance plan costs $99 per year with a fixed $49 deductible. It is available for both new and old phones and covers the most recent offerings from Samsung, Apple, Google, and others. The plan provides coverage against the following incidents:

Unfortunately, protection against loss or theft isn’t covered, so if your phone is lost or stolen, ZAGG Protect won’t be of any use. The company initially listed its own cases and screen protectors as a requirement for making a claim, though this will no longer be part of the program.
The company has partnered with Safeware for carrying out the repairs, so your experience can vary. Additionally, it is important to note that third-party parts will be used for repair when the original manufacturer’s parts are unavailable. For accidental damages, you will be provided up to two claims every year, with the company paying up to $500 in approved claims costs. You can file unlimited claims limited to $500 per incident for mechanical and electrical failure.

If you sign up for ZAGG Protect in February, you’ll get a $75 credit that you can use on the company’s website for purchasing various accessories.
UPDATE: 2022/02/03 10:59 EST BY WILL SATTELBERG
ZAGG cases not required
A previous version of this article noted that ZAGG-branded cases were required in order to make a claim in the case of accidental damage. The company reached out to us with the following statement:

You do not need to use a ZAGG screen protector or case as a prerequisite. This language was erroneously included in the terms and conditions as a holdover from preliminary conversations about the plan – it has already been identified with our provider and will be refiled to remove that provision. We’re currently pushing for a quick change to the terms and conditions with Safeware.
ZAGG expects its updated terms and conditions to go live on its site later today. We’ve updated our coverage.

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